Now with all the talk about raising the retirement age I think it is about time two things happened.

1) We make a special case of Tony Blair and retire him Now

2) The retirement age for all persons becomes 65. This will obviously include all Civil Servants, (Special case for Mr Blair see 1)

How on earth can a Government even think about raising the retirement age to 67 when such an anomoly exists.

Len

I think in the end though that ages will have to go up. It is really a case of how many people are working to support those not working.

Peter

So if Civil Servanys work until 65 will that not improve situation

L

Perhaps if they made all the scrounging bas.... here get a job there would be enough money left to pay those who've contributed all their lives:mad:

So if Civil Servanys work until 65 will that not improve situation

L
or maybe since they've cushy jobs to start with they could work 'till they're 67 to enable the rest to retire at 60?:eek:

or maybe since they've cushy jobs to start with they could work 'till they're 67 to enable the rest to retire at 60?:eek:

Not everybody in the Public sector has cushy well paid jobs.
Quite why Len is blaming the retirement problems on Tony Bliar I don't know when the architect of the demise of private pensions was Gordon Brown, who, if he ever becomes PM, will make us long for dear old Tone.

Gordon is autocratic far left whose aim is to make everybody dependent on the State, they hate independent people as they cannot control them. He is not about to upset his voter base but eventually if he becomes strong enough no doubt he will move on public sector pensions and retirement age.

Brian

Not everybody in the Public sector has cushy well paid jobs.
Quite why Len is blaming the retirement problems on Tony Bliar I don't know when the architect of the demise of private pensions was Gordon Brown, who, if he ever becomes PM, will make us long for dear old Tone.

Gordon is autocratic far left whose aim is to make everybody dependent on the State, they hate independent people as they cannot control them. He is not about to upset his voter base but eventually if he becomes strong enough no doubt he will move on public sector pensions and retirement age.

Brian

Tony is the PM therefore the buck stops at his desk.

So

1) it is his fault and
2) retirement means him, his government, cronies etc

L

Tony is the PM therefore the buck stops at his desk.

So

1) it is his fault and
2) retirement means him, his government, cronies etc

L
And since he's now going to get tough on rowdy pensioners he should have taken early retirement YEARS AGO:mad:

Burn the Prime Minster
Pensions have been robbed by the Goverment with extra taxes - if this stopped then the pension might be able to provide the nessary funds to retire on - however even with this - something did/does need doing about pension - is it the responsiblity of the state or individuals for their pensions - if you think its the state then - Taxes will have to rise to pay for it - if its the responsibility of the individual then their should be some indusement to save - perhaps like a opt out pension scheme - ie your in it unless you opt out - this still would leave gaps as self employeed people have more concerns over the cash flow and don't need the hassle of extra moneys having to be paid out

I not a fan of the Goverment - but in this case I don't think their is a answer that will sort this out for everyone - no matter what some people will fall through the net - They cannot win - but a more dynamic approach to pensions should be look at and this should be aim at the bottom 10% of the population instead of the top 10% who genreal have their penisons sorted

Ok Len whilst I don't agree 100% on the buck stopping with Tony on thsi if retirement means all of New Labour I'll go along tho' I think they should be sacked for incompetence without a pension.:D

Brian

New Labour I'll go along tho' I think they should be sacked for incompetence without a pension.:D
Brian


Sounds like a good idea :)

L

This section is a good idea :)


Ok here's the anomally. We are on the one hand being told that the population is ageing and that there will come a point when taxes will no longer be able to support those on pensions. On the other hand we are being told that we are all fat, anti-vegetable, binge drinkers who eat 11 lbs ..sorry 5kgs ..of salt a day, drive to fast for our own safety and that our second hand smoke if not killing us will kill everyone else way before the alloted 3 score years and ten. Which is it? As a man i can expect a lower life expectancy compared to a women. Does that mean i can retire earlier than them to enjoy the little remaining time i might have?




TS

............ Does that mean i can retire earlier than them to enjoy the little remaining time i might have?
TS

Now if it was up to me I would say of course you could but I am not yet the popular autocratic leader of the UK and therefore afraid the answer is ....


......................Not A Chance

L

Now if it was up to me I would say of course you could but I am not yet the popular autocratic leader of the UK and therefore afraid the answer is ....


......................Not A Chance

L
:p now where's next weeks lottery numbers :D

:p now where's next weeks lottery numbers :D


No thats what I call retirement planning :D :D :D

Remember your first in line after me

L

Look you're missing the point here, how else could Tony send pensioners to prison for not having enough money to pay the council tax that's gone up over 1000% in some areas under his glorious leadership.
He's got to get to grips with pensioners, after all there's to be "no new taxes" to pay them:rolleyes:

Ahhhh sussed it at last thanks to Rich.

Now I am not a pensioner yet but if I have got it right it goes something like this.

1) Insufficient pension cos I didn't save and the State has left me in the mire
2) Cannot pay Council Tax that is not new but has gone up faster than my miserable pension
3) Get arrested and charged with none payment
4) Appear in court as irascible rowdy pensioner
5) Cannot pay council tax so have no chance of paying fine
6) Go directly to Jail

Do not need pension do I ?.

Gosh some things are so simple when you finally grasp the objective.

So this could also mean an end to pensioner muggings, retirement homes, community care for the elderly,

Got to hand it to our Tony on that one. I really did not understand his policy and how it would benefit the pensioner.

Rich Can you explain the rest of his policies to teh rest of us please cos you seem to understand him

L

Rich Can you explain the rest of his policies to teh rest of us please cos you seem to understand him

L

Have you ever seen Rich and Gordon Brown in the same room ;) :D

Ahhhh sussed it at last thanks to Rich.

Now I am not a pensioner yet but if I have got it right it goes something like this.

1) Insufficient pension cos I didn't save and the State has left me in the mire
2) Cannot pay Council Tax that is not new but has gone up faster than my miserable pension
3) Get arrested and charged with none payment
4) Appear in court as irascible rowdy pensioner
5) Cannot pay council tax so have no chance of paying fine
6) Go directly to Jail

L

and you still have to pay it when you come out, although you may get let off for the period you spent inside on the current bill:eek:



Rich Can you explain the rest of his policies to teh rest of us please cos you seem to understand him



He doesn't have any policies worthy of note, but then, he never has:rolleyes:

Have you ever seen Rich and Gordon Brown in the same room ;) :D

Arghhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhh hhhh:D :D :D

No Pleaseeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeee Not that:D :D :D

Have you ever seen Rich and Gordon Brown in the same room ;) :D
You're never ....... likely to, either:mad:

I'm puzzled by this thread, Rich hasn't blamed GWB yet:D

Brian

I'm puzzled by this thread, Rich hasn't blamed GWB yet:D

Brian
give it time, give it time, anyway we're talking about his deputy at the moment:rolleyes:

I'm puzzled by this thread, Rich hasn't blamed GWB yet:D

Brian


see what you've done now. We were heading for an all time record of posts in a thread without mention of "Him".

There I was trying to repair links with the colonies and your probably going to blow that now.

L

see what you've done now. We were heading for an all time record of posts in a thread without mention of "Him".

There I was trying to repair links with the colonies and your probably going to blow that now.

L

Sorry:(

I was a bit worried about Ken's blood pressure, it might have dropped back to normal levels and he wouldn't be used to that.:)

Brian

Understand your concern regarding our Colonial Cousin's blood pressure getting too low.

Very thoughtful of you

So maybe do you think that GWB is actually responsible for manipulating his glove puppet in No 10 and that GWB plans to use the higher gas(petrol to us) prices over the pond to fund his mates pension solution.

:D :D :D :D

L

So maybe do you think that GWB is actually responsible for manipulating his glove puppet in No 10 and that GWB plans to use the higher gas(petrol to us) prices over the pond to fund his mates pension solution.

:D :D :D :D

L

Of course, GWB will do anything for his glove puppey.. er mate
oops there goes that flying pig again;)
Brian

To put the thread back on track, a bit, and help my post count:) what I find puzzling is that the gov wants us to work past 65 but insurance companies think we are not healthy enough to insure for holidays after said age.
Can't help feeling an anomoly exists here:(

Brian

To put the thread back on track, a bit, and help my post count:) what I find puzzling is that the gov wants us to work past 65 but insurance companies think we are not healthy enough to insure for holidays after said age.
Can't help feeling an anomoly exists here:(

Brian

If the pensionable age is raised to meet problems of the next 10-15 years there is going to be a period of compression where the job market is going to be squeezed top and bottom as less people leave work but the population still hasn't fallen sufficiently low to compensate for people starting in the job market. It needs to phased in but it won't be.

The other possible outcome is that employers will just say we don't want OAP's working for us so b*gger off. They'll just make people redundent increasing the welfare burden.

The final problem as i see it is elderly people are hanging onto their family sized homes as a security for potential nursing home costs. This causes them to struggle with large council tax bills and bottlenecks the housing market. The housing market i think can be fairly and squarely blamed for putting off a lot of young couples from starting families and reducing the number of children they have - which leads to the ageing population. Most people of my age - 30 - were bought up in a single salary family with 2-3 kids and a mortgage. These day it takes 2 good salaries to be able to buy a home and then you have the problem of finding child care because you both have to work to keep a roof over your head. That situation is only going to get worse if people start to invest in property to see them into retirement which the government is encouraging with tax breaks on second properties as investments.

The final problem as i see it is elderly people are hanging onto their family sized homes as a security for potential nursing home costs. This causes them to struggle with large council tax bills and bottlenecks the housing market.

When one moves house one loses financially with money flowing out to Estate agents, lawyers and Gov(stamp duty) therefore it can seem better to remain in the family home amongst treasured possessions and in an area one knows and is known.

Brian

I'm puzzled by this thread, Rich hasn't blamed GWB yet:D

Brian
I hate it when people hijack threads:D :rolleyes: personally, I try to keep threads on the right track

Col

.

When one moves house one loses financially with money flowing out to Estate agents, lawyers and Gov(stamp duty) therefore it can seem better to remain in the family home amongst treasured possessions and in an area one knows and is known.

Brian

I'm not saying people shouldn't have the right to stay in their home but there is a balance that needs to be struck. Government policy has lead to a situation where there is an incentive for people to hold on to property that in times past they may have sold on. The changes proposed to pension law will allow people to invest in property as a means to saving for retirement and be rewarded for it. This assumes that property values remain stable or increase and that their is enough housing stock for this to occur. Plainly the first cannot be guaranteed and the second is certainly not the case either.

I'm puzzled by this thread, Rich hasn't blamed GWB yet:D

Brian
Well since YOU mentioned it, I've suggested on many occasions that Bush should be pensioned off but it just brings a tirade of insults towards me such that one has to conclude all the posters over there are Bush supporters or they're afraid of being branded unpatriotic and thus made to spend an uncomfortable 10minutes sat in a special chair

The final problem as i see it is elderly people are hanging onto their family sized homes as a security for potential nursing home costs.
Only in England, all care for the elderly is free in Scotland, but then of course we don't have our own parliament, do we?:mad:
We have a Scottish chancelor though, oddly enough, I wonder if when he becomes leader England will become independant:rolleyes:

Ya’ll sound like a bunch of Americans. You all could learn a thing or two from us.

We’re way ahead on this one. People my age (45) have known for years that we will not have an Social Security (Tax supported retirement in the US) in our lives.

We will be working until we’re dead.

No big deal what else would we be doing?

Perhaps if they made all the scrounging bas.... here get a job there would be enough money left to pay those who've contributed all their lives:mad:



Did you get body snatched?
What happen to: "we need to give all those Louisiana people a guaranteed living"?

What happen to: "we need to give all those Louisiana people a guaranteed living"?


Not guaranteed Josey, just a little help and in any case there have to be enough reasonable paid jobs for them in the first place

Ya’ll sound like a bunch of Americans. You all could learn a thing or two from us.


No thanks, we prefer a socially just society

No thanks, we prefer a socially just society
Like the one you’ve been describing?

Like the one you’ve been describing?
There will always be those who abuse society Joe and I always say it starts at the top, now when's Bush going to be put on trial for moral corruption to start with? ;)

There will always be those who abuse society Joe and I always say it starts at the top, now when's Bush going to be put on trial for moral corruption to start with? ;)

Like the Serengeti after a rainfall, the Democrats are starting to show signs of life.

It won’t be long now until the pendulum swings. I wouldn’t be surprised if it swings far enough to get Hillary elected.

But Mark Warner would make a better candidate.

Whoever gets the job will have hell of job putting right everything Bush has cocked up

Whoever gets the job will have hell of job putting right everything Bush has cocked up


You’re not normally known for understatement, Rich

Hi

This is just an early warning to all of you who would like to take advantage of my vast experience,knowledge,genius, flannel, waffle, etc :D , that 2 months today I will be finally hanging up my professional mouse after 44 years in IT.

On the other hand you could ask somebody who isn't over the hill.:)

Brian

Hi

This is just an early warning to all of you who would like to take advantage of my vast experience,knowledge,genius, flannel, waffle, etc :D , that 2 months today I will be finally hanging up my professional mouse after 44 years in IT.

and I'll bet you can't wait!!!

Col

Hi Col

I'm a little worried about the lenght of the list of jobs "her in doors" is drawing up:( :D :(

Brian

Hi Col

I'm a little worried about the lenght of the list of jobs "her in doors" is drawing up:( :D :(

Brian
that'll be a big snag Bri. . . . . ."you can paint that fence now, you've been putting it off for 10years!". . . . . . . plus there's the shopping she'll want you to join in with:rolleyes:

Get a part time job, 9 to 5, mon to Fri:D

Col

Get a part time job, 9 to 5, mon to Fri:D

Col

ROFL

Bri