This works. Unfortunately, I am defeated on where to put separator.
=IIF(Format(Now(), "mmmm")="JANUARY", "TERM ONE",""),=IIF(Format(Now(), "mmmm")="FEBRUARY", "TERM ONE",""),=IIF(Format(Now(), "mmmm")="MARCH", "TERM ONE",""),=IIF(Format(Now(), "mmmm")="APRIL", "TERM ONE",""),=IIF(Format(Now()...