Try the following queries in the query builder to see if they produce different results:
SELECT
t.TransactionID,
t.fAccountID,
t.AccountName,
t.CkDate,
n.FullName,
t.Cleared,
t.Debit,
t.Credit
FROM qryCkTransaction t
LEFT JOIN tblNames n
ON n.NameID = t.fNameID
WHERE...