Creating a copy in a different directory is all well and good BUT you need to cater for the worst case scenario. If the building and everything in it was destroyed by fire.
I have a maintenance db which I supply as well as the main dbs'. The system db or FE db can always be recovered off an installation CD and copies can be obtained from me, but the data db or BE db can not be replaced. I have a procedure which uses the command line add on to Winzip and zips up the data db to a location of the customers choice. Maybe the A: drive or a ZIP drive, or rewritable CD if they can be pursuaded to make the investment. 6 disks one for each day of the week means they can always go back 5 or 6 days if required and one further disk which is backed up atleast once a week and kept off site, usually at the owners home which covers the total loss scenario.
Some may consider this overkill, but after two or three years of data has been entered in the system you can't put a price on Loosing it forever.
HTH
John