There are definitely pluses and minuses with everything.
One benefit of a make table is that it's a one object solution, that takes less VBA to code for and less work to implement.
As far as bloating goes... if you're copying and compacting your Db file on a regular basis, that shouldn't be an issue (never has been with me and I do, use some make table queries in my split DBs) unless you have a ton of users all hitting that make table query all the time... but if you do that's a whole other issue... and you probably shouldn't be doing either, cuz you'll be fighting people for the values in the table. In that case keeping it on the front end might be more advantageous.
To support your point, one added benefit of appending is: once you've made the table and use an delete/append, the Data Types in the table remain static. When you're remaking a table each time (via. a make table query) MS Access sometimes takes liberties with translating the datatypes and sometimes converts text datatype values into a "Memo" datatype field, causing all sorts of mismatch-in-data-type errors all over the place.
So yeah, it could be that appened is the better option... but not always imho.
One thing to note about this site is: There have been tons of times I have asked to do something and someone gets on and tells me a shuoldn't be doing that thing, without any real knowledge of the entire scope of the project, what it is that I am working on and what I have inherited. Often times the "best practices" way of doing business isn't really feasible. Sometimes you just need a band aid, so you can move along to more important issues. That said I like to give folks the answers they're asking for vs. why I feel they should do it another way.
I undertsand we have a whole slew of awesome programmers on this site who know the best way to do [insert any task here]... and I am not docking any of that. I have been helped countless times by the folks here and it is very much appreciated...
But sometimes I'd just like someone to say: Here's how you can do X... but here's an alterntive solution that is probably better for you in the long run... vs. telling me I shouldn't do X.