ColinEssex
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Your house insurance should cover that.
Col
Col
The_Doc_Man is off for a while
- Thread starter The_Doc_Man
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But it doesn't. Col, regulatory-related expenses are not covered by homeowner's insurance. Neither are voluntary fence disassemblies done in order to comply with other regulations.
ColinEssex
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Insurance companies always squirm out of paying out.
Col
Cotswold
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The basic rule is that you are insured for everything, except the things you claim for.
Back in the days when I was in steel fabrication, our insurance guy told us that for all small claims, they'd look to recover 110% within two years.
So maybe think before you claim for a damaged carpet etc. The next year your insurance will go up, maybe every year for five years. Every year you'll need to state that you have had a claim within the last five years, even if you change insurers. It's a game and all good fun.
Back in the days when I was in steel fabrication, our insurance guy told us that for all small claims, they'd look to recover 110% within two years.
So maybe think before you claim for a damaged carpet etc. The next year your insurance will go up, maybe every year for five years. Every year you'll need to state that you have had a claim within the last five years, even if you change insurers. It's a game and all good fun.
Isaac
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@The_Doc_Man I'm sorry to hear of those troubles, that's potentially discouraging and expensive. We had a home in Fort Worth TX where poop started coming up in the shower - root cause, a similar problem as yours with a tree and a sidewalk and a drain pipe competing for space and water (or in this case sewage). City paid for nothing in the end, because one of my trees might have been partly to blame. Between that and the weird fact that DFW allows trains to pass through just EVERYWHERE, we have a bad memory of our time in Texas.
A foul taste in our mouth, so to speak.
Edit: I will NEVER forget the night that my wife's family from Mexico was going to come visit. She is a very fashionable, elegant type of person with excellent taste and medium-high expectations for things like lodging, food, cleanliness especially. My phone rings and my wife says "We're 15 minutes away". My response: "Dear God, DO NOT COME - ABORT! - Sewage is 3" in the hallway.
I might have been exaggerating a bit but it was a real stinky affair. Upon hearing the description of what awaited the in laws, my wife swung around and headed for the nearest Hilton
A foul taste in our mouth, so to speak.
Edit: I will NEVER forget the night that my wife's family from Mexico was going to come visit. She is a very fashionable, elegant type of person with excellent taste and medium-high expectations for things like lodging, food, cleanliness especially. My phone rings and my wife says "We're 15 minutes away". My response: "Dear God, DO NOT COME - ABORT! - Sewage is 3" in the hallway.
I might have been exaggerating a bit but it was a real stinky affair. Upon hearing the description of what awaited the in laws, my wife swung around and headed for the nearest Hilton
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