I don't think I said that but I may have been thinking that
Most of the time the DBA wants each user to have a unique identifier so that he can analyze traffic and updates and see who was working in the database. If you link the tables with a static id and password there is no way to determine which user is actually updating the database. You also loose some security since Access stores the user ID and password in plain text in the connection string and that was your original question. How secure is Access as a FE?
I also don't like giving the users IDs and passwords that will get them into SQL Server because some of them are just savvy enough to be able to open SSMS and get to the tables. My solution is to define individual userIDs but use a common password. I give the users their UserID but I don't give them their password. I have them log onto Access with the UserID (and probably a password also), I then take that information and in code, I log into SQL server with the UserID they provided and the password that is hard-coded in the app.