We've got some spreadsheet thinking going on here!
It really doesn't matter what the table view shows. Users don't see tables. Access is a relational database. When you relate two tables, you do this by holding the primary key of the table on the one side of the relationship as a foreign key in the many side table. If your PK is numeric, then the FK field will be numeric. In a form, you join the two tables, either in the underlying query, or via the query embedded in a combo, to show the data you want to see and not the numeric key, or as you say, the bound value as opposed to the display value. That's the way it's supposed to work.