=Switch(
[txt_coursedate]>DMax("certexpires","qry_personcert"),DateAdd("m",36,[txt_coursedate]),
[txt_coursedate]>=[COLOR="DarkRed"]DateAdd("m",-3,DMax("certexpires","qry_personcert"))[/COLOR],DateAdd("m",36,DMax("certexpires","qry_personcert")),
[txt_coursedate]<[COLOR="DarkRed"]DateAdd("m",-3,DMax("certexpires","qry_personcert"))[/COLOR],DateAdd("m",39,[txt_coursedate])
)