In south Louisiana, hurricanes are catalyst for action. I've was ordered to evacuate once form my job (going to an alternate Navy work site) after Katrina. Needed roof repairs and gutted the 1st floor, rebuilt 1 1/2 years later. I've been ordered to evacuate by Jefferson Parish once via a general evacuation order due to an eminently forgettable hurricane that was a big nothing, just lost a couple of tree branches. I've voluntarily evacuated after Ida because we were without power and my wife was having troubles sleeping without her CPAP machine. That one required a new roof. Camille was a blow-hard but veered away, lost a few branches. Betsy flooded some areas but we had power for the fridge thanks to a neighbor who had power and a very long extension cord. A few others hit but were dry CAT-1 storms that didn't flood and didn't do a lot of damage. Heck, I've gone outside during storms that passed directly over my house such that I was in the eye of the storm.
Which condition is the lesser evil? Hurricanes are capricious but GENERALLY predictable. We prep for them and depart for sunnier shores if they have us in the cross-hairs. The ultimate evil would be to have a hidden volcano form under your house due to some earthquake elsewhere that causes cracks in the mantle. If your geothermal vent decides to blow, there is no rebuilding, there is only hoping you weren't there when it happened. But F3+ tornadoes are a close second. Based on odds, a meteor shower with lots of large fragments can't be higher than 3rd place. But if it is an extinction-level meteor or comet, the whole question becomes moot since there will be nobody left to say "I told you so."