Hi all! Seems like my problems always deal with relationships!! Anyway, I am working on another project too, have a table with some client information, first name, last name, address, and zip. Well, got it to work based on the ZIP, it populates the protection class and territory # (this is a separate table with ZIP as the primary key) ... however, I also want to base on the protection class and territory # and if the construction is frame or masonry, populate a premium group field for me. I think it works in the query, however, it won't let me add any more records, says the recordset is not updateable. Also, can't add that to a form, since it won't let me update. I was using another table. What am I doing wrong?