Auto Insurance (1 Viewer)

[Dick7Access]

Hey Gang,

Please help me to do a little survey. I think I am being overcharged for my Auto insurance. I have been with Nationwide for over 45 years. I understand rates change by states, and by vehicle. I have a 2022 Nissan Frontier pickup truck and in FL. I am also very aware that people offering insurance for $33.00 a month is a come on, but I am paying $235.00 a month. Let me know from your experience if that seems high, low, just right.

 

[Steve R.]

Hey Gang,

Please help me to do a little survey. I think I am being overcharged for my Auto insurance. I have been with Nationwide for over 45 years. I understand rates change by states, and by vehicle. I have a 2022 Nissan Frontier pickup truck and in FL. I am also very aware that people offering insurance for $33.00 a month is a come on, but I am paying $235.00 a month. Let me know from your experience if that seems high, low, just right.

On the surface it appears that what you are paying is excessive. However, a definitive, answer would depend on where you live, your age, prior driving history, your car, etc. The best that I can suggest is contacting other auto-insurers and asking them for an estimate of what they would charge you..

 

[The_Doc_Man]

Watch your TV for commercials of companies that would allow you to compare rates. You could also just do a Google search to "compare auto insurance rates in my area." There are some "broker" sites that will allow you to enter car data and get quotes for each of several companies. The down side of this is you get follow-up calls from insurance guys who REALLY want your business.

 

[Dick7Access]

On the surface it appears that what you are paying is excessive. However, a definitive, answer would depend on where you live, your age, prior driving history, your car, etc. The best that I can suggest is contacting other auto-insurers and asking them for an estimate of what they would charge you..

already done all that, I just interested in what are gang thought of my rate

 

[Dick7Access]

Watch your TV for commercials of companies that would allow you to compare rates. You could also just do a Google search to "compare auto insurance rates in my area." There are some "broker" sites that will allow you to enter car data and get quotes for each of several companies. The down side of this is you get follow-up calls from insurance guys who REALLY want your business.

yes did a i9ntwrnet inquire. End up with many calls including my own agent.
Didn't do the TV I sold 5 TV's five years ago mostly removed from my RV's have not watch TV much for last 40 years

 

[CJ_London]

In the uk we have sites like goCompare, comparethemarket where you can compare house/car insurance, utilities, telecoms, broadband etc

We also have insurance brokers who search around for the best deals come renewal time.

do you have something similar in the US?

 

[AccessBlaster]

Just to name a few:

NerdWallet
The Zebra
Insurify
Compare.com

 

[moke123]

Wow $2800+ a year seems pretty high to me. There are a lot of factors taken into considerations by the underwriters. Age, driving/accident records, commercial vs. personal, miles driven per year, # of drivers in household, coverage limits, and more.

I pay $840 a year for both liability and comprehensive/theft. I pay $30 a year for my motorcycle, sometimes $20 but I don't know why. They just send me a refund check sometimes.

 

[Dick7Access]

Wow $2800+ a year seems pretty high to me. There are a lot of factors taken into considerations by the underwriters. Age, driving/accident records, commercial vs. personal, miles driven per year, # of drivers in household, coverage limits, and more.

I pay $840 a year for both liability and comprehensive/theft. I pay $30 a year for my motorcycle, sometimes $20 but I don't know why. They just send me a refund check sometimes.

yes, I might not have worded my survey properly. I wasn't looking for ways to find a better rate. I have been around a long time. I know all the things that drive up rates, I have use a link thinking I was addressing a agent that wanted to look at my coverage, using location and see they could offer me a better deal. Instead as Doc said it was a app that probable gets there income from feeding agents. I received many inquiries even from my own agent. My intent for the post was to see if this was common throughout the USA, and or is other countries where higher, lower.
Sorry I worded it wrong.