Bank Charges

Besides, what about checks to people that aren't online, I pay rent by check but all other bills on line. Also, I gift via checks sometimes, or when people want me to donate to their children's fundraisers etc.

give it ten years and it will all be on line or by phone charge (a bit like topping up your pay as you go phone -but it willb e in reverse - paying by credit on your phone - its started here in Kent - you can pay for your parking by mobile phone
 
give it ten years and it will all be on line or by phone charge (a bit like topping up your pay as you go phone -but it willb e in reverse - paying by credit on your phone - its started here in Kent - you can pay for your parking by mobile phone
Yeah all so the banks can make even more money out of us:rolleyes::mad:
 
I don't currently use checks for anything. Employers still pay by check though. I don't have direct deposit on mine, I've had issues with it in the past where my money was deposited into the wrong account.
 
ok - just on the TV

one bank is trying for a £5 fine per day for going overdrawn (another is doing it on £1.00)


I must admit that this is what i thought would happen - and if you run a tight bank account will be no real burden - but if you need a bit of flexibility your screwed..

the flat charge of £30.00 might of seemed steep - but if you go overdrawn on Friday and back into credit monday - £15.00 gone and that's f youare one penny overdraw (or over your overdraft)

for those (UK) guys who need a bit of flexibility - a couple of banks offer a buffer zone - time to look at your bank acocunts

I have not looked in to but the Co-OP as a bank might offer more socialable terms
 
ok - just on the TV

one bank is trying for a £5 fine per day for going overdrawn (another is doing it on £1.00)


I must admit that this is what i thought would happen - and if you run a tight bank account will be no real burden - but if you need a bit of flexibility your screwed..

the flat charge of £30.00 might of seemed steep - but if you go overdrawn on Friday and back into credit monday - £15.00 gone and that's f youare one penny overdraw (or over your overdraft)

for those (UK) guys who need a bit of flexibility - a couple of banks offer a buffer zone - time to look at your bank acocunts

I have not looked in to but the Co-OP as a bank might offer more socialable terms

Well there you go, this is the start of the result of the Lords who overruled the Bank Charges case telling the Banks thay can charge what they want...

Still won't affect any of them their all loaded, that how they can afford to pay £150 for a roll of wall paper... :mad:
 
Well there you go, this is the start of the result of the Lords who overruled the Bank Charges case telling the Banks thay can charge what they want...

Still won't affect any of them their all loaded, that how they can afford to pay £150 for a roll of wall paper... :mad:

shop around - see what's out there
online bank will certainly be cheaper - but also check building soc's that have cheque accounts

I did think that if the banks had lost the case this would of happened

give it time and they will be charging to hold you monies - at this point - it will be worth taking you moneis out of the main 5 banks and using an overseas account (as long as its within the EU and has online faculities )

this will be the wake up call - however you will then be subject to that countires laws on banking (German accounts from memory seemed ok)
 

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