Stupid us for allowing it. Our government ought to have people smart enough to recognize this as a potential problem and always take steps to prevent it. Equate this with another recent thread where we discussed reports of large companies simply paying invoices without verifying that they were legit. Do you pay a bill from a vendor you don't recognize without verifying it? Probably not. I just got a phone call from "Bank of America" telling me that someone just charged $300+ to a credit card in Miami and asked me to verify the charge. I might have fallen for the scam if I had a BOA CC but I don't so I didn't. Even if I had a BOC CC, the message was just sketchy and vague enough that I would have gone through real channels to question the charge rather than calling the number in the message.