I think I am lucky here. I have the NHS superannuation pension which you can take anytime after age 50. It is of course slightly reduced to counter any non-payment years if you are under 60.
It's a final salary pension. I'm thinking of taking early retirement (from the NHS, not work per se) in July, so in theory I should be able to pay off the mortgage with the lump sum, and have a little income each month.
Then I can get a little part time job for me fag and booze money - well thats the plan anyway.
We also have premium bonds - these generate winnings of around £150 per month on average.
Fortunately we now have tinternet at home, so I can still be a helpful and useful member of the Access forum.
Col